1. Purpose of the Services

Capital PFP (France) provides information, analysis, and educational content on personal financial planning in France. Services include articles, expert commentary, and generic budgeting tools.

The site capitalpfp.com is an information platform. It does not provide personalized investment advice, buy or sell recommendations for financial assets, or performance guarantees.

2. Acceptance of Terms

Accessing and using the site constitutes full and complete acceptance of these General Terms of Use. If you do not accept these terms, you must cease using the site.

2.1 Capacity

You declare that you have the legal capacity to contract in France. Use of the site by minors is prohibited.

3. Rights and Obligations of the Parties

3.1 Commitments of Capital PFP

We are committed to publishing informative, neutral, and professional content, carefully developed in compliance with French regulations applicable to financial content publishers.

3.2 Commitments of the User

You agree to use the site in good faith, not to disrupt its operation, and not to use the information provided as a substitute for personalized professional advice.

• Do not reproduce or redistribute content for commercial purposes without authorization.
• Do not introduce malicious software or attempt to access systems without authorization.
• Provide accurate information if you use contact features.

4. Limitation of Liability

The information on the site is of a general nature. It does not take into account your specific personal, tax, or financial situation.

Capital PFP disclaims all liability for:

• Financial decisions made based on the site's information.
• Direct or indirect losses or damages resulting from the use of the site.
• The accuracy, completeness, or permanent timeliness of the content.
• Temporary service interruptions for maintenance.

To the extent permitted by French law, the total liability of Capital PFP shall not exceed the amount of €100.

5. Intellectual Property

All content (texts, graphics, logos, layout) is the property of Capital PFP or its licensors and is protected by copyright and intellectual property laws.

Personal and non-commercial use is permitted. Any other use requires prior written authorization.

6. Modifications and Termination

6.1 Modifications of Terms

We reserve the right to modify these terms at any time. The current version is the one accessible on the site. Continued use constitutes acceptance of the new terms.

6.2 Suspension and Termination

Capital PFP may suspend or terminate your access to the site, without notice, in case of an alleged violation of these terms.

7. Miscellaneous Provisions

Governing Law and Jurisdiction: These terms are governed by French law. Any dispute shall fall under the exclusive jurisdiction of the courts of Paris.

Contact for Legal Questions: For any questions regarding these terms, please contact us at the following postal address: rue Guichard, or by email at info@capitalpfp.com.

Severability: If a provision is found to be invalid, the other provisions remain fully in force.